Investment Advisory Partnership Investment advisory services are offered exclusively through Aligned Wealth Solutions, LLC ("Aligned Wealth"), a registered investment advisor with the Securities and Exchange Commission (SEC) under the Investment Advisers Act of 1940. SEC registration does not imply any particular level of skill, training, or expertise. FreeBridge, LLC and Aligned Wealth Solutions, LLC operate as independent entities with separate ownership structures.
Fiduciary Standard & Legal Obligations As your registered investment advisor, Aligned Wealth is held to the highest fiduciary standard under federal securities law. This creates legally binding obligations that govern every aspect of our advisory relationship:
• Duty of Loyalty: We must act solely in your best interests, placing your financial welfare above our own at all times
• Duty of Care: We must provide investment advice with the care, skill, prudence, and diligence that a prudent person would exercise
• Best Execution: We seek the most favorable terms reasonably available when executing your transactions
• Full Disclosure: We must clearly disclose all material facts about conflicts of interest, compensation arrangements, and potential risks
• Suitability Standard: All recommendations must be suitable based on your unique financial situation, investment objectives, risk tolerance, and time horizon
Fee-Only Advisory Structure Our compensation model aligns directly with your interests through a transparent fee-only structure:
• No commissions, sales charges, or transaction-based compensation • No kickbacks, referral fees, or third-party payments that could influence our advice • Advisory fees are clearly disclosed and agreed upon in advance • Fee arrangements are detailed in our advisory agreement and Form ADV disclosure documents
Personalized Investment Approach Investment strategies and recommendations are developed through comprehensive analysis of your individual circumstances:
• Detailed assessment of your financial goals, risk capacity, and investment timeline • Regular portfolio reviews and rebalancing as circumstances change • Ongoing monitoring of market conditions and portfolio performance • Coordination with your existing tax, legal, and financial planning professionals when appropriate
Regulatory Compliance & Documentation Complete information regarding our advisory services, fee schedules, disciplinary history, conflicts of interest, and business practices is available in our Form ADV Parts 2A (Firm Brochure) and 2B (Brochure Supplement). These documents are:
• Updated annually or when material changes occur
• Available upon request at any time without charge
• Required reading before establishing an advisory relationship
• Accessible through your Investment Advisor Representative or by contacting Aligned Wealth Solutions directly.
Risk Acknowledgment All investing involves risk, including the potential loss of principal. Past performance does not guarantee future results. Market volatility, economic conditions, and individual security performance can impact portfolio values. We encourage you to carefully consider your risk tolerance and investment timeline when making investment decisions.
Professional Service Limitations Investment advisory services do not include tax preparation, legal counsel, accounting services, or insurance recommendations unless specifically noted in our advisory agreement. Information provided should not be construed as tax or legal advice. We strongly encourage you to consult with qualified tax professionals, attorneys, and other specialists regarding matters outside the scope of investment advisory services.
Questions & Additional Information We encourage open communication regarding any questions about our services, fee structure, investment approach, or regulatory obligations. Additional information about Aligned Wealth Solutions and our advisory services is available through the SEC's Investment Adviser Public Disclosure database at www.adviserinfo.sec.gov.
