Semble coordinates low-cost financing for nonprofits by turning your loan need into an investment opportunity for the people who already believe in you.
No complex applications. No cold-pitching banks. Your community does the heavy lifting.
We review your organization's loan details, financial condition, and supporter base to identify the right structure for your situation.
No commitment requiredSemble structures an impact investment opportunity through its platform. Your supporters choose how much to invest and at what rate — up to a maximum you set.
Supporters earn a returnYou make a single monthly payment — now at a blended rate far below what a bank would charge. Supporters receive financial returns. Your mission receives more funding.
Up to 60% payment reductionA summer camp trapped in a 7% bank loan used Semble to escape debt — and build new donor relationships in the process.
"Semble's program provided a payoff strategy the camp never had before and now we can look towards the future… It has created new relationships with people that hadn't given in the past."
The camp was in a perpetual cycle of debt with no path to payoff. The bank wasn't offering solutions — just collecting interest.
Projected to take seven years. Paid off in just over three — after investors chose to forgive more than $50,000. That's the power of a community invested in your mission.
Families who had never donated before became investors — and stayed engaged long after the loan was repaid.
If your organization has a capital need and a community of people who believe in your mission, Semble can help.
See If Your Organization Qualifies