Revolutionary Options
Revolutionary Options
The U.S. healthcare system is a $4.5 trillion market, but much of that value never reaches care delivery. While insurers are capped at 15% profit margins (the "Medical Loss Ratio"), they still manage to net $75 billion in profits annually.
How? By inflating admin overhead and claims to justify higher premiums. It's a system that rewards denial over delivery and prices most groups—especially freelancers, startups, and DAOs—out of quality plans.
Opolis has spent the last few years building better employment infrastructure: payroll, benefits access, and cooperative ownership by also upgrading the financial layer that backs it, starting with reinsurance.
View our planFIP (Fully Insured Fixed Indemnity Sec 125 Plan)
Implementing a wellness plan is a high-impact, low-disruption strategy to significantly reduce FICA tax liability while enhancing employee benefits without altering the current health plan.
ICHRA Plans
Control rising healthcare costs with flexible options like ICHRA (Individual Coverage Health Reimbursement Arrangement) and healthshare programs. These solutions offer cost-effective alternatives to traditional insurance while providing employees with greater choice and financial security.
Understand ICHRAPayroll & Compliance
Our streamlined payroll services eliminate administrative headaches, ensuring accurate payments, tax compliance, and reduced risk of costly errors. Stay ahead of changing regulations without the stress of managing it all in-house.
Streamline Compliance!TESTIMONIALS
What others are saying
"Loved everything so far"
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- Your Name
"Greater benefits and access to payroll. These are the kinds of things you don’t necessarily get as a freelancer, owner, or contractor.”
Yev M.
Attorney
"Highly recommend this"
"Testimonial lorem ipsum dolor sit amet, consectetur adipisicing elit. Autem dolore, alias, numquam enim dolor elit."
- Your Name
Our Process
Discovery & Analysis
Step 1
We start by understanding your current benefits landscape, company culture, and employee needs. Our comprehensive analysis reveals
hidden cost savings and identifies opportunities to enhance employee satisfaction.
Custom Strategy Design
Step 2
Based on our analysis, we craft a tailored benefits strategy that aligns with your budget, goals, and workforce demographics. Every recommendation is backed by data and designed for maximum ROI.
Seamless Implementation
Step 3
We handle every aspect of implementation, from vendor negotiations to employee communications. Our proven process ensures a smooth transition with zero disruption to your daily operations.
Ongoing Partnership
Step 4
Your relationship with us doesn't end at implementation. We provide continuous monitoring, optimization, and support to ensure your benefits program continues delivering value year after year.
Legal
Contact Us
FreeBridge LLC
720 Seneca St Ste 107
Seattle, WA 98101
Phone: (866) 716-4800
Fax: (866) 842-6360
[email protected]
Disclaimer
Investment advisory services offered through Aligned Wealth Solutions, LLC (AWS), a registered investment advisor. AWS and Freebridge, LLC are independent of each other. For a complete description of investment risks, fees and services, review the Aligned Wealth Solutions, LLC firm brochure (ADV Part 2A) which is available from your Investment Advisor Representative or by contacting Aligned Wealth Solutions, LLC. Information provided is not intended as tax or legal advice and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional.
Legal
Contact Us
FreeBridge LLC
720 Seneca St Ste 107
Seattle, WA 98101
Phone: (866) 716-4800
Fax: (866) 842-6360
[email protected]
Disclaimer
Investment advisory services offered through Aligned Wealth Solutions, LLC (AWS), a registered investment advisor. AWS and Freebridge, LLC are independent of each other. For a complete description of investment risks, fees and services, review the Aligned Wealth Solutions, LLC firm brochure (ADV Part 2A) which is available from your Investment Advisor Representative or by contacting Aligned Wealth Solutions, LLC. Information provided is not intended as tax or legal advice and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional.
Who are your benefits
really benefiting?
Employers and employees are challenged by a health insurance system that is long overdue for an overhaul.
Good news: there are now proven alternatives that dramatically reduce cost without sacrificing coverage. FreeBridge has aggregated industry game changers that bridge gaps and lower costs.
Revolutionary Options
The U.S. healthcare system is a $4.5 trillion market, but much of that value never reaches care delivery. While insurers are capped at 15% profit margins (the "Medical Loss Ratio"), they still manage to net $75 billion in profits annually.
How? By inflating admin overhead and claims to justify higher premiums, a system that rewards denial over delivery and prices most groups out of quality plans. Opolis has built a better layer, starting with reinsurance.
View Our Plan
PCMP (Preventive Care Maintenance Program)
A pre-tax benefit program that unlocks hidden tax savings for both employers and employees. Employers save approximately 7.65% on participating payroll through reduced FICA liability, while employees see lower federal, state, and FICA tax withholding, without changing their existing coverage or health plan.
The program generates detailed savings analyses including total employer net annual savings, per-employee breakdowns, and 20-year retirement growth projections giving you a full picture of long-term financial impact.
ICHRA Plans
Control rising healthcare costs with flexible options like ICHRA (Individual Coverage Health Reimbursement Arrangement) and healthshare programs. These solutions offer cost-effective alternatives to traditional insurance while providing employees with greater choice and financial security.
Understand ICHRA
Payroll & Compliance
Our streamlined payroll services eliminate administrative headaches, ensuring accurate payments, tax compliance, and reduced risk of costly errors. Stay ahead of changing regulations without the stress of managing it all in-house.
Streamline ComplianceThe Stack Behind the Savings
We've aggregated the most innovative players in the benefits space into a single, coherent strategy for your organization.
Leverage the Individual Coverage Health Reimbursement Arrangement (ICHRA) to advance risk mitigation through a preventative health framework. TASC's Universal Benefit Account® repositions ICHRA as a strategic asset, emphasizing holistic wellness as a source of competitive advantage.
Elevate EBS unlocks hidden tax savings for employers and employees through compliant pre-tax benefit programs (Section 105 plans). The platform delivers personalized tax reduction calculations across federal, state, and FICA taxes, empowering business owners and benefits advisors to maximize employee benefits and organizational tax efficiency.
Opolis aims to redefine employment infrastructure by implementing cooperative ownership models and innovative reinsurance solutions. This approach seeks to integrate individual autonomy with collective organizational benefits.
The Cooperative Differentiator
Opolis isn't "reinventing the wheel" of insurance. We're rotating the tires to align the incentives of the whole stack.
Traditional insurers profit from denial and delay. The cooperative model flips this: when members are healthier and costs are lower, everyone benefits. Ownership is shared, not extracted.
Combined with TASC's IRC 125 framework and Elevate EBS's pre-tax benefit programs, FreeBridge brings together a full stack of proven alternatives that protect your people while protecting your margins.
Simple by Design
Four steps from discovery to ongoing results. No disruption to your operations. No guesswork.
Discovery
We review your current benefits setup and identify where costs can be reduced and coverage improved.
Strategy
We design a tailored plan that fits your budget and workforce, backed by data, built for results.
Implementation
We handle everything: vendor coordination, enrollment, and communications, with zero disruption to your operations.
Ongoing Support
We stay engaged, monitoring performance, managing renewals, and optimizing your plan year after year.
Your benefits gap
is waiting to be bridged.
A free consultation reveals exactly where your benefits are underperforming and how to fix it without disruption.