

Employers and employees are challenged by a health insurance system that is long overdue for an overhaul.
Good news — there are now proven alternatives that dramatically reduce cost without sacrificing coverage. FreeBridge has aggregated industry game changers that bridge gaps and lower costs.
The U.S. healthcare system is a $4.5 trillion market, but much of that value never reaches care delivery. While insurers are capped at 15% profit margins (the "Medical Loss Ratio"), they still manage to net $75 billion in profits annually.
How? By inflating admin overhead and claims to justify higher premiums — a system that rewards denial over delivery and prices most groups out of quality plans. Opolis has built a better layer, starting with reinsurance.
View Our PlanImplementing a wellness plan is a high-impact, low-disruption strategy to significantly reduce FICA tax liability while enhancing employee benefits — without altering your current health plan.
Control rising healthcare costs with flexible options like ICHRA (Individual Coverage Health Reimbursement Arrangement) and healthshare programs. These solutions offer cost-effective alternatives to traditional insurance while providing employees with greater choice and financial security.
Understand ICHRAOur streamlined payroll services eliminate administrative headaches, ensuring accurate payments, tax compliance, and reduced risk of costly errors. Stay ahead of changing regulations without the stress of managing it all in-house.
Streamline ComplianceWe've aggregated the most innovative players in the benefits space into a single, coherent strategy for your organization.
Leverage the Individual Coverage Health Reimbursement Arrangement (ICHRA) to advance risk mitigation through a preventative health framework. TASC's Universal Benefit Account® repositions ICHRA as a strategic asset, emphasizing holistic wellness as a source of competitive advantage.
Opolis aims to redefine employment infrastructure by implementing cooperative ownership models and innovative reinsurance solutions. This approach seeks to integrate individual autonomy with collective organizational benefits.
Specializes in structuring tax-advantaged wealth preservation strategies through advanced IRC 125 expertise. Focuses on transforming employment benefits into mechanisms for long-term value creation across generations.
Opolis isn't "reinventing the wheel" of insurance. We're rotating the tires to align the incentives of the whole stack.
Traditional insurers profit from denial and delay. The cooperative model flips this — when members are healthier and costs are lower, everyone benefits. Ownership is shared, not extracted.
Combined with TASC's IRC 125 framework and Quantum's tax-advantaged strategies, FreeBridge brings together a full stack of proven alternatives that protect your people while protecting your margins.
Four steps from discovery to ongoing results. No disruption to your operations. No guesswork.
We start by understanding your current benefits landscape, company culture, and employee needs. Our comprehensive analysis reveals hidden cost savings and identifies opportunities to enhance employee satisfaction.
Based on our analysis, we craft a tailored benefits strategy that aligns with your budget, goals, and workforce demographics. Every recommendation is backed by data and designed for maximum ROI.
We handle every aspect of implementation, from vendor negotiations to employee communications. Our proven process ensures a smooth transition with zero disruption to daily operations.
Your relationship with us doesn't end at implementation. We provide continuous monitoring, optimization, and support to ensure your benefits program keeps delivering value year after year.
A free consultation reveals exactly where your benefits are underperforming — and how to fix it without disruption.